Clearpay is a unique service that was founded to champion the customer's best interests when it comes to making retail purchases. Clearpay is a lifestyle product which makes shopping more convenient. Enabling you to get the things you want when you want them, while managing payments over time.
Clearpay offers simple and affordable installment plans for online shoppers. The payment platform allows you to purchase in four installments, due every 2 weeks. For example, if you purchase an item for £100, you pay 4 installments of £25. There is no additional cost to use Clearpay so long as you pay on time. All of your payments are interest-free and you will receive your order straight away.
How does it work?
You simply need to shop on Secret Sales as you usually would and proceed to checkout. You'll be given the option to select Clearpay and, once selected, you'll be prompted to complete a short form; you'll receive an immediate approval decision! As soon as Clearpay accepts your request your order will be passed to the seller straight away and they'll begin to package your order for dispatch. You'll need to make the first payment straight away, then pay the remaining balance in 3 further installments (fortnightly).
How much does it cost?
Clearpay is always zero interest and free when you pay on time. The only fees are if you're late making a payment. These fees are managed by Clearpay and Secret Sales has no influence over them. For more on this, please view Clearpay's terms here.
Do I qualify?
All you need to apply is a debit or credit card, to be over 18 years old, and to be a UK resident. Additional eligibility criteria may apply and you can view more here. Secret Sales has no influence over your application to Clearpay and the decision they make, if you have any questions you should get in touch with them directly.
What happens if I return an item?
Regardless of which payment method you use your order will be covered by the same returns policy. Any payments agreed with Clearpay should be maintained while your return is in transit/being processed. When the seller of your item processes the return, Clearpay will be notified and will refund you for any payments you've already made and remove any future payments for the item(s) you've returned.